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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,683 | $102,663-17.5% | $86,216-1.8% | $139,466-39.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 15.68% | 1924.52%-1908.8pp | 1169.42%-1153.7pp | 373.66%-358.0pp |
| Employer contribution / active EE | $9,655 | $3,035+218.2% | $2,382+305.4% | $4,754+103.1% |
| Participant deferral / active EE | $5,404 | $4,677+15.5% | $3,986+35.6% | $6,712-19.5% |
| Admin fee / account holder | $2,212 | $8,663-74.5% | $6,853-67.7% | $11,409-80.6% |