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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,150 | $77,976+154.1% | $81,367+143.5% | $125,389+58.0% |
| Participation rate | 87.5% | 83.3%+4.2pp | 82.3%+5.2pp | 83.2%+4.3pp |
| Annual return | -0.91% | -2.85%+1.9pp | -0.92%0pp | 282.24%-283.2pp |
| Employer contribution / active EE | $7,170 | $4,366+64.2% | $3,930+82.5% | $4,866+47.3% |
| Participant deferral / active EE | $3,386 | $5,646-40.0% | $5,383-37.1% | $5,352-36.7% |
| Admin fee / account holder | $2,180 | $12,476-82.5% | $8,926-75.6% | $9,541-77.2% |