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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,105 | $81,947+103.9% | $105,387+58.6% | $72,976+129.0% |
| Participation rate | 85.7% | 76.5%+9.2pp | 82.6%+3.1pp | 69.5%+16.2pp |
| Annual return | 26.51% | 42.90%-16.4pp | 26.82%-0.3pp | 81.02%-54.5pp |
| Employer contribution / active EE | $7,960 | $3,468+129.5% | $4,213+88.9% | $2,440+226.2% |
| Participant deferral / active EE | $2,834 | $4,494-36.9% | $5,502-48.5% | $3,608-21.4% |
| Admin fee / account holder | $1,128 | $6,258-82.0% | $6,559-82.8% | $5,124-78.0% |