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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,954 | $75,963+122.4% | $97,995+72.4% | $70,126+140.9% |
| Participation rate | 78.8% | 77.0%+1.8pp | 82.4%-3.6pp | 69.5%+9.2pp |
| Annual return | 20.00% | 19.26%+0.7pp | 23.94%-3.9pp | 73.15%-53.2pp |
| Employer contribution / active EE | $6,875 | $3,278+109.7% | $4,158+65.3% | $2,343+193.5% |
| Participant deferral / active EE | $2,365 | $4,053-41.7% | $5,097-53.6% | $3,332-29.0% |
| Admin fee / account holder | $1,418 | $5,407-73.8% | $5,943-76.1% | $4,645-69.5% |