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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,791 | $79,633+124.5% | $93,786+90.6% | $68,490+161.0% |
| Participation rate | 77.4% | 75.4%+2.0pp | 81.0%-3.6pp | 67.9%+9.5pp |
| Annual return | -19.59% | -0.10%-19.5pp | -11.32%-8.3pp | -7.85%-11.7pp |
| Employer contribution / active EE | $9,360 | $3,665+155.4% | $4,328+116.3% | $2,597+260.5% |
| Participant deferral / active EE | $3,708 | $5,158-28.1% | $6,100-39.2% | $4,028-7.9% |
| Admin fee / account holder | $2,150 | $6,871-68.7% | $7,184-70.1% | $5,403-60.2% |