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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,605 | $176,105-66.2% | $159,474-62.6% | $167,536-64.4% |
| Participation rate | 56.3% | 85.0%-28.7pp | 82.8%-26.6pp | 82.1%-25.9pp |
| Annual return | 20.86% | 331.91%-311.0pp | 263.68%-242.8pp | 478.82%-458.0pp |
| Employer contribution / active EE | $2,847 | $5,299-46.3% | $4,831-41.1% | $4,839-41.2% |
| Participant deferral / active EE | $6,092 | $7,751-21.4% | $7,353-17.1% | $6,342-3.9% |
| Admin fee / account holder | $1,560 | $12,559-87.6% | $10,802-85.6% | $12,315-87.3% |