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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,756 | $157,304-82.4% | $141,197-80.3% | $152,909-81.8% |
| Participation rate | 64.3% | 84.8%-20.5pp | 82.5%-18.2pp | 82.5%-18.2pp |
| Annual return | 28.29% | 64.34%-36.1pp | 71.41%-43.1pp | 345.46%-317.2pp |
| Employer contribution / active EE | $3,340 | $5,263-36.5% | $4,736-29.5% | $4,764-29.9% |
| Participant deferral / active EE | $5,651 | $7,111-20.5% | $6,710-15.8% | $5,851-3.4% |
| Admin fee / account holder | $5,960 | $12,126-50.8% | $10,265-41.9% | $11,601-48.6% |