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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,787 | $138,076-84.2% | $123,553-82.4% | $135,380-83.9% |
| Participation rate | 47.8% | 84.7%-36.9pp | 82.3%-34.5pp | 82.6%-34.8pp |
| Annual return | -7.83% | 153.70%-161.5pp | 119.21%-127.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $2,535 | $5,152-50.8% | $4,628-45.2% | $4,779-47.0% |
| Participant deferral / active EE | $3,107 | $6,800-54.3% | $6,426-51.6% | $5,609-44.6% |
| Admin fee / account holder | $1,386 | $10,917-87.3% | $9,284-85.1% | $10,828-87.2% |