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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,091 | $148,623-45.4% | $135,974-40.4% | $139,466-41.9% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 25.15% | 79.30%-54.1pp | 68.30%-43.2pp | 373.66%-348.5pp |
| Employer contribution / active EE | $3,924 | $5,246-25.2% | $4,859-19.2% | $4,754-17.5% |
| Participant deferral / active EE | $9,982 | $8,103+23.2% | $7,760+28.6% | $6,712+48.7% |
| Admin fee / account holder | $3,296 | $12,406-73.4% | $10,767-69.4% | $11,409-71.1% |