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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $137,792 |
Filed as: LOCKTON INVESTMENT ADVISORS Service code 28 · EIN 20-8874282 | Investment Management | $37,500 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,446 | $104,336-50.7% | $159,487-67.7% | $86,821-40.7% |
| Participation rate | 98.1% | 77.7%+20.4pp | 82.8%+15.3pp | 72.3%+25.9pp |
| Annual return | 19.94% | 26.32%-6.4pp | 263.71%-243.8pp | 97.94%-78.0pp |
| Employer contribution / active EE | $3,942 | $3,451+14.2% | $4,831-18.4% | $2,406+63.8% |
| Participant deferral / active EE | $8,141 | $6,837+19.1% | $7,354+10.7% | $4,132+97.0% |
| Admin fee / account holder | $116 | $172-32.6% | $10,804-98.9% | $170-31.5% |