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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $170,788 |
Filed as: LOCKTON INVESTMENT ADVISORS Service code 28 · EIN 20-8874282 | Investment Management | $37,500 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,794 | $95,388-60.4% | $125,391-69.9% | $77,906-51.5% |
| Participation rate | 97.3% | 78.6%+18.7pp | 82.4%+14.9pp | 73.7%+23.6pp |
| Annual return | -0.66% | 116.19%-116.9pp | 572.41%-573.1pp | 12.16%-12.8pp |
| Employer contribution / active EE | $4,660 | $3,666+27.1% | $4,816-3.2% | $2,846+63.7% |
| Participant deferral / active EE | $9,447 | $7,711+22.5% | $7,448+26.8% | $4,805+96.6% |
| Admin fee / account holder | $98 | $119-17.8% | $10,009-99.0% | $133-26.3% |