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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,910 | $100,938+262.5% | $90,461+304.5% | $158,982+130.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.22% | 1727.20%-1711.0pp | 1294.76%-1278.5pp | 302.99%-286.8pp |
| Employer contribution / active EE | $30,253 | $3,691+719.5% | $3,264+826.9% | $4,763+535.2% |
| Participant deferral / active EE | $18,740 | $4,350+330.8% | $3,964+372.7% | $5,983+213.2% |
| Admin fee / account holder | $17,928 | $6,510+175.4% | $5,617+219.2% | $11,252+59.3% |