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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,910 | $100,868+262.8% | $90,414+304.7% | $158,931+130.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.22% | 1724.58%-1708.4pp | 1293.19%-1277.0pp | 302.86%-286.6pp |
| Employer contribution / active EE | $30,253 | $3,689+720.0% | $3,262+827.3% | $4,761+535.4% |
| Participant deferral / active EE | $18,740 | $4,348+331.0% | $3,963+372.9% | $5,982+213.3% |
| Admin fee / account holder | $17,928 | $6,502+175.7% | $5,611+219.5% | $11,247+59.4% |