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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,794 | $96,691+275.2% | $86,656+318.7% | $139,487+160.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 17.93% | 106.87%-88.9pp | 593.09%-575.2pp | 373.84%-355.9pp |
| Employer contribution / active EE | $26,151 | $3,267+700.5% | $3,025+764.4% | $4,755+450.0% |
| Participant deferral / active EE | $14,955 | $4,838+209.1% | $4,439+236.9% | $6,713+122.8% |
| Admin fee / account holder | $1,227 | $6,414-80.9% | $5,619-78.2% | $11,407-89.2% |