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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,912 | $109,905+228.4% | $98,506+266.4% | $167,553+115.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 13.39% | 1960.20%-1946.8pp | 1494.92%-1481.5pp | 478.89%-465.5pp |
| Employer contribution / active EE | $24,878 | $3,226+671.2% | $2,961+740.1% | $4,840+414.0% |
| Participant deferral / active EE | $14,442 | $4,674+209.0% | $4,277+237.7% | $6,343+127.7% |
| Admin fee / account holder | $1,154 | $6,760-82.9% | $5,955-80.6% | $12,316-90.6% |