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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,058 | $102,978+144.8% | $90,287+179.2% | $152,870+64.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.4%+17.6pp |
| Annual return | 20.87% | 95.17%-74.3pp | 78.10%-57.2pp | 345.34%-324.5pp |
| Employer contribution / active EE | $23,831 | $3,139+659.2% | $2,855+734.8% | $4,763+400.4% |
| Participant deferral / active EE | $18,199 | $4,281+325.1% | $3,885+368.5% | $5,850+211.1% |
| Admin fee / account holder | $564 | $6,171-90.9% | $5,351-89.5% | $11,597-95.1% |