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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,796 | $73,863+102.8% | $143,797+4.2% | $68,490+118.7% |
| Participation rate | 97.3% | 66.7%+30.6pp | 80.3%+17.0pp | 67.9%+29.4pp |
| Annual return | -15.39% | 0.91%-16.3pp | -0.04%-15.4pp | -7.85%-7.5pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $7,479 | $3,385+121.0% | $5,638+32.6% | $4,028+85.7% |
| Admin fee / account holder | $17,855 | $5,756+210.2% | $14,679+21.6% | $5,403+230.5% |