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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,872 | $75,962+96.0% | $154,108-3.4% | $64,173+132.0% |
| Participation rate | 91.7% | 70.4%+21.3pp | 83.0%+8.6pp | 69.6%+22.1pp |
| Annual return | 2.09% | 30.32%-28.2pp | 735.21%-733.1pp | 7.63%-5.5pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $5,954 | $3,175+87.6% | $5,081+17.2% | $3,470+71.6% |
| Admin fee / account holder | $2,655 | $5,589-52.5% | $13,411-80.2% | $4,887-45.7% |