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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,994 | $81,331+121.3% | $155,534+15.7% | $80,935+122.4% |
| Participation rate | 58.3% | 66.3%-7.9pp | 78.2%-19.9pp | 67.7%-9.3pp |
| Annual return | 15.25% | 33.37%-18.1pp | 64.92%-49.7pp | 35.66%-20.4pp |
| Employer contribution / active EE | $556 | $3,105-82.1% | $4,675-88.1% | $2,757-79.8% |
| Participant deferral / active EE | $4,380 | $3,454+26.8% | $5,630-22.2% | $4,299+1.9% |
| Admin fee / account holder | $3,430 | $7,999-57.1% | $15,900-78.4% | $6,924-50.5% |