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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,994 | $81,233+121.6% | $155,567+15.7% | $80,874+122.6% |
| Participation rate | 58.3% | 66.2%-7.9pp | 78.2%-19.9pp | 67.6%-9.3pp |
| Annual return | 15.25% | 33.33%-18.1pp | 64.74%-49.5pp | 35.62%-20.4pp |
| Employer contribution / active EE | $556 | $3,101-82.1% | $4,674-88.1% | $2,756-79.8% |
| Participant deferral / active EE | $4,380 | $3,452+26.9% | $5,628-22.2% | $4,297+1.9% |
| Admin fee / account holder | $3,430 | $7,998-57.1% | $15,916-78.4% | $6,935-50.5% |