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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,763 | $84,236+68.3% | $170,435-16.8% | $70,126+102.2% |
| Participation rate | 87.8% | 70.8%+16.9pp | 83.6%+4.2pp | 69.5%+18.2pp |
| Annual return | 8.43% | 23.06%-14.6pp | 205.94%-197.5pp | 73.15%-64.7pp |
| Employer contribution / active EE | $1,429 | $3,387-57.8% | $5,432-73.7% | $2,343-39.0% |
| Participant deferral / active EE | $5,091 | $3,086+65.0% | $4,939+3.1% | $3,332+52.8% |
| Admin fee / account holder | $1,122 | $5,698-80.3% | $13,881-91.9% | $4,645-75.9% |