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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,202 | $75,935+498.1% | $60,547+650.2% | $125,389+262.2% |
| Participation rate | 78.6% | 76.5%+2.0pp | 68.0%+10.6pp | 83.2%-4.6pp |
| Annual return | -1.06% | -5.38%+4.3pp | 335.64%-336.7pp | 282.24%-283.3pp |
| Employer contribution / active EE | $17,988 | $3,438+423.2% | $2,419+643.5% | $4,866+269.7% |
| Participant deferral / active EE | $11,594 | $4,506+157.3% | $3,328+248.4% | $5,352+116.6% |
| Admin fee / account holder | $3,938 | $6,768-41.8% | $4,536-13.2% | $9,541-58.7% |