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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,820 | $91,037+293.1% | $71,671+399.3% | $147,586+142.4% |
| Participation rate | 88.2% | 76.1%+12.1pp | 68.7%+19.5pp | 82.8%+5.4pp |
| Annual return | 19.25% | 20.48%-1.2pp | 20.65%-1.4pp | 578.59%-559.3pp |
| Employer contribution / active EE | $5,402 | $3,327+62.3% | $2,460+119.6% | $4,876+10.8% |
| Participant deferral / active EE | $11,773 | $4,498+161.7% | $3,438+242.4% | $5,439+116.5% |
| Admin fee / account holder | $777 | $8,613-91.0% | $5,558-86.0% | $10,886-92.9% |