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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,256 | $83,337+286.7% | $67,834+375.1% | $273,972+17.6% |
| Participation rate | 94.1% | 76.4%+17.7pp | 68.8%+25.3pp | 83.0%+11.1pp |
| Annual return | 8.08% | 259.45%-251.4pp | 138.47%-130.4pp | 41.46%-33.4pp |
| Employer contribution / active EE | $3,880 | $3,287+18.0% | $2,403+61.4% | $4,869-20.3% |
| Participant deferral / active EE | $10,370 | $4,088+153.7% | $3,160+228.2% | $5,287+96.1% |
| Admin fee / account holder | $92,655 | $6,752+1272.3% | $4,622+1904.5% | $10,133+814.4% |