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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,306 | $82,324+425.1% | $68,803+528.3% | $134,545+221.3% |
| Participation rate | 94.7% | 75.1%+19.7pp | 69.0%+25.7pp | 81.2%+13.5pp |
| Annual return | -16.14% | -2.17%-14.0pp | -6.37%-9.8pp | 418.37%-434.5pp |
| Employer contribution / active EE | $13,374 | $3,302+305.1% | $2,656+403.6% | $4,742+182.1% |
| Participant deferral / active EE | $16,532 | $4,740+248.8% | $3,942+319.4% | $6,401+158.3% |
| Admin fee / account holder | $7,955 | $6,485+22.7% | $4,936+61.2% | $11,431-30.4% |