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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,365 | $96,361-32.2% | $80,607-18.9% | $139,456-53.1% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 18.79% | 1350.95%-1332.2pp | 936.11%-917.3pp | 373.45%-354.7pp |
| Employer contribution / active EE | $3,236 | $3,262-0.8% | $2,724+18.8% | $4,753-31.9% |
| Participant deferral / active EE | $7,660 | $5,232+46.4% | $4,448+72.2% | $6,711+14.1% |
| Admin fee / account holder | $424 | $6,601-93.6% | $5,379-92.1% | $11,407-96.3% |