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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,627 | $101,063-83.5% | $81,473-79.6% | $147,586-88.7% |
| Participation rate | 87.5% | 74.5%+13.0pp | 68.0%+19.5pp | 82.8%+4.7pp |
| Annual return | 19.70% | 32.41%-12.7pp | 38.78%-19.1pp | 578.59%-558.9pp |
| Employer contribution / active EE | $1,680 | $3,206-47.6% | $2,568-34.6% | $4,876-65.5% |
| Participant deferral / active EE | $3,646 | $4,242-14.1% | $3,537+3.1% | $5,439-33.0% |
| Admin fee / account holder | $2,394 | $5,812-58.8% | $4,561-47.5% | $10,886-78.0% |