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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,390 | $109,411-62.2% | $89,435-53.7% | $158,982-74.0% |
| Participation rate | 72.7% | 74.3%-1.5pp | 68.0%+4.7pp | 82.0%-9.2pp |
| Annual return | 16.59% | 345.68%-329.1pp | 245.55%-229.0pp | 302.99%-286.4pp |
| Employer contribution / active EE | $2,034 | $3,173-35.9% | $2,587-21.4% | $4,763-57.3% |
| Participant deferral / active EE | $5,014 | $4,600+9.0% | $3,890+28.9% | $5,983-16.2% |
| Admin fee / account holder | $4,115 | $6,159-33.2% | $4,884-15.8% | $11,252-63.4% |