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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,881 | $84,518-91.9% | $67,704-89.8% | $125,389-94.5% |
| Participation rate | 83.3% | 74.8%+8.5pp | 67.5%+15.8pp | 83.2%+0.1pp |
| Annual return | 0.37% | 2.57%-2.2pp | 25.41%-25.0pp | 282.24%-281.9pp |
| Employer contribution / active EE | $1,450 | $3,292-56.0% | $2,559-43.4% | $4,866-70.2% |
| Participant deferral / active EE | $3,865 | $4,430-12.8% | $3,585+7.8% | $5,352-27.8% |
| Admin fee / account holder | $9,393 | $5,340+75.9% | $4,255+120.7% | $9,541-1.6% |