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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,126 | $95,188-75.7% | $76,518-69.8% | $135,380-82.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -9.76% | 4.85%-14.6pp | -0.27%-9.5pp | 519.81%-529.6pp |
| Employer contribution / active EE | $2,694 | $3,303-18.4% | $2,647+1.8% | $4,779-43.6% |
| Participant deferral / active EE | $6,178 | $4,640+33.1% | $3,836+61.1% | $5,609+10.1% |
| Admin fee / account holder | $1,161 | $6,249-81.4% | $4,849-76.1% | $10,828-89.3% |