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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,994 | $99,921+33.1% | $85,009+56.4% | $145,959-8.9% |
| Participation rate | 91.7% | 74.1%+17.6pp | 67.5%+24.2pp | 80.3%+11.4pp |
| Annual return | 140.28% | 83.89%+56.4pp | 66.47%+73.8pp | 561.95%-421.7pp |
| Employer contribution / active EE | $3,831 | $3,233+18.5% | $2,728+40.4% | $4,661-17.8% |
| Participant deferral / active EE | $7,850 | $5,293+48.3% | $4,522+73.6% | $6,689+17.4% |
| Admin fee / account holder | $109,335 | $7,252+1407.7% | $6,153+1677.1% | $13,398+716.1% |