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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,994 | $100,203+32.7% | $85,240+56.0% | $145,897-8.8% |
| Participation rate | 91.7% | 74.1%+17.6pp | 67.5%+24.1pp | 80.3%+11.4pp |
| Annual return | 140.28% | 84.28%+56.0pp | 66.75%+73.5pp | 552.29%-412.0pp |
| Employer contribution / active EE | $3,831 | $3,242+18.2% | $2,735+40.1% | $4,663-17.8% |
| Participant deferral / active EE | $7,850 | $5,299+48.2% | $4,527+73.4% | $6,689+17.3% |
| Admin fee / account holder | $109,335 | $7,265+1405.0% | $6,165+1673.6% | $13,390+716.5% |