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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,994 | $100,073+32.9% | $85,126+56.2% | $145,877-8.8% |
| Participation rate | 91.7% | 74.1%+17.6pp | 67.5%+24.1pp | 80.3%+11.4pp |
| Annual return | 140.28% | 84.11%+56.2pp | 66.63%+73.6pp | 551.28%-411.0pp |
| Employer contribution / active EE | $3,831 | $3,236+18.4% | $2,731+40.3% | $4,663-17.8% |
| Participant deferral / active EE | $7,850 | $5,294+48.3% | $4,523+73.5% | $6,691+17.3% |
| Admin fee / account holder | $109,335 | $7,261+1405.8% | $6,160+1674.8% | $13,402+715.8% |