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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,519 | $217,427-70.8% | $185,837-65.8% | $167,518-62.1% |
| Participation rate | 60.0% | 86.0%-26.0pp | 81.7%-21.7pp | 82.1%-22.1pp |
| Annual return | 8.98% | 148.39%-139.4pp | 122.08%-113.1pp | 478.71%-469.7pp |
| Employer contribution / active EE | $2,198 | $5,874-62.6% | $5,168-57.5% | $4,838-54.6% |
| Participant deferral / active EE | $2,837 | $6,357-55.4% | $5,568-49.1% | $6,342-55.3% |
| Admin fee / account holder | $1,171 | $19,816-94.1% | $16,241-92.8% | $12,312-90.5% |