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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,959 | $181,896-63.7% | $156,551-57.9% | $273,972-75.9% |
| Participation rate | 62.5% | 88.4%-25.9pp | 84.0%-21.5pp | 83.0%-20.5pp |
| Annual return | 6.39% | 30.74%-24.4pp | 32.23%-25.8pp | 41.46%-35.1pp |
| Employer contribution / active EE | $1,754 | $6,248-71.9% | $5,501-68.1% | $4,869-64.0% |
| Participant deferral / active EE | $3,461 | $5,550-37.6% | $4,871-29.0% | $5,287-34.5% |
| Admin fee / account holder | $711 | $15,560-95.4% | $13,028-94.5% | $10,133-93.0% |