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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,619 | $202,342-62.1% | $172,752-55.6% | $152,897-49.9% |
| Participation rate | 58.3% | 87.1%-28.7pp | 82.6%-24.3pp | 82.5%-24.1pp |
| Annual return | 18.63% | 1029.83%-1011.2pp | 802.97%-784.3pp | 345.43%-326.8pp |
| Employer contribution / active EE | $2,021 | $5,858-65.5% | $5,144-60.7% | $4,764-57.6% |
| Participant deferral / active EE | $2,860 | $5,948-51.9% | $5,198-45.0% | $5,851-51.1% |
| Admin fee / account holder | $1,804 | $17,111-89.5% | $13,955-87.1% | $11,599-84.5% |