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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,532 | $167,362-66.2% | $143,799-60.7% | $134,532-58.0% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -18.47% | 0.47%-18.9pp | -0.04%-18.4pp | 418.27%-436.7pp |
| Employer contribution / active EE | $1,690 | $5,620-69.9% | $4,952-65.9% | $4,741-64.4% |
| Participant deferral / active EE | $3,585 | $6,447-44.4% | $5,638-36.4% | $6,401-44.0% |
| Admin fee / account holder | $702 | $18,094-96.1% | $14,677-95.2% | $11,429-93.9% |