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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,955 | $225,673-28.2% | $203,872-20.6% | $155,188+4.4% |
| Participation rate | 87.0% | 80.3%+6.6pp | 77.8%+9.2pp | 80.8%+6.2pp |
| Annual return | 13.92% | 95.91%-82.0pp | 85.11%-71.2pp | 148.84%-134.9pp |
| Employer contribution / active EE | $5,917 | $4,099+44.4% | $3,757+57.5% | $4,248+39.3% |
| Participant deferral / active EE | $6,254 | $6,893-9.3% | $6,388-2.1% | $6,531-4.2% |
| Admin fee / account holder | $2,264 | $12,327-81.6% | $11,730-80.7% | $14,480-84.4% |