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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,054 | $211,946-65.1% | $169,452-56.3% | $135,380-45.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -10.32% | 3.26%-13.6pp | 1.83%-12.2pp | 519.81%-530.1pp |
| Employer contribution / active EE | $9,483 | $5,117+85.3% | $4,157+128.1% | $4,779+98.4% |
| Participant deferral / active EE | $8,579 | $6,075+41.2% | $5,277+62.6% | $5,609+52.9% |
| Admin fee / account holder | $3,486 | $11,472-69.6% | $9,110-61.7% | $10,828-67.8% |