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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,843 | $227,633-47.4% | $189,597-36.8% | $167,553-28.5% |
| Participation rate | 94.7% | 82.5%+12.2pp | 78.4%+16.3pp | 82.1%+12.6pp |
| Annual return | 14.72% | 78.45%-63.7pp | 64.20%-49.5pp | 478.89%-464.2pp |
| Employer contribution / active EE | $6,223 | $5,317+17.0% | $4,412+41.0% | $4,840+28.6% |
| Participant deferral / active EE | $6,013 | $7,003-14.1% | $6,174-2.6% | $6,343-5.2% |
| Admin fee / account holder | $1,979 | $11,879-83.3% | $9,807-79.8% | $12,316-83.9% |