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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,089 | $228,395-54.0% | $185,861-43.5% | $158,982-33.9% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 17.34% | 40.82%-23.5pp | 35.96%-18.6pp | 302.99%-285.7pp |
| Employer contribution / active EE | $5,449 | $4,968+9.7% | $4,088+33.3% | $4,763+14.4% |
| Participant deferral / active EE | $4,996 | $6,417-22.2% | $5,634-11.3% | $5,983-16.5% |
| Admin fee / account holder | $1,804 | $11,869-84.8% | $9,503-81.0% | $11,252-84.0% |