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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,380 | $202,463-40.0% | $169,397-28.3% | $139,487-13.0% |
| Participation rate | 90.5% | 81.1%+9.4pp | 77.2%+13.3pp | 80.3%+10.1pp |
| Annual return | 15.15% | 532.64%-517.5pp | 406.23%-391.1pp | 373.84%-358.7pp |
| Employer contribution / active EE | $5,632 | $4,694+20.0% | $4,013+40.3% | $4,755+18.4% |
| Participant deferral / active EE | $5,805 | $6,941-16.4% | $6,223-6.7% | $6,713-13.5% |
| Admin fee / account holder | $6,447 | $10,726-39.9% | $9,017-28.5% | $11,407-43.5% |