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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,955 | $180,749-10.4% | $160,784+0.7% | $137,256+18.0% |
| Participation rate | 87.0% | 80.0%+7.0pp | 77.0%+10.0pp | 80.0%+7.0pp |
| Annual return | 13.92% | 2234.46%-2220.5pp | 1803.92%-1790.0pp | 220.34%-206.4pp |
| Employer contribution / active EE | $5,917 | $4,155+42.4% | $3,733+58.5% | $4,156+42.4% |
| Participant deferral / active EE | $6,254 | $6,844-8.6% | $6,293-0.6% | $6,407-2.4% |
| Admin fee / account holder | $2,264 | $10,397-78.2% | $9,717-76.7% | $12,270-81.5% |