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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,955 | $289,211-44.0% | $260,467-37.8% | $198,609-18.5% |
| Participation rate | 87.0% | 83.1%+3.9pp | 80.5%+6.5pp | 82.4%+4.6pp |
| Annual return | 13.92% | 112.90%-99.0pp | 100.60%-86.7pp | 202.70%-188.8pp |
| Employer contribution / active EE | $5,917 | $4,663+26.9% | $4,239+39.6% | $5,055+17.0% |
| Participant deferral / active EE | $6,254 | $6,812-8.2% | $6,319-1.0% | $6,977-10.4% |
| Admin fee / account holder | $2,264 | $16,236-86.1% | $15,461-85.4% | $19,030-88.1% |