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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,955 | $208,088-22.2% | $186,193-13.0% | $154,746+4.7% |
| Participation rate | 87.0% | 80.0%+7.0pp | 77.1%+9.8pp | 80.7%+6.3pp |
| Annual return | 13.92% | 89.97%-76.1pp | 78.03%-64.1pp | 172.34%-158.4pp |
| Employer contribution / active EE | $5,917 | $4,340+36.3% | $3,918+51.0% | $4,379+35.1% |
| Participant deferral / active EE | $6,254 | $7,078-11.6% | $6,513-4.0% | $6,730-7.1% |
| Admin fee / account holder | $2,264 | $11,698-80.6% | $11,058-79.5% | $14,365-84.2% |