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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,808 | $99,652-80.1% | $78,778-74.9% | $147,586-86.6% |
| Participation rate | 90.0% | 76.2%+13.8pp | 69.2%+20.8pp | 82.8%+7.2pp |
| Annual return | 14.47% | 47.28%-32.8pp | 35.62%-21.2pp | 578.59%-564.1pp |
| Employer contribution / active EE | $1,221 | $2,796-56.3% | $1,986-38.5% | $4,876-75.0% |
| Participant deferral / active EE | $1,603 | $3,664-56.2% | $2,958-45.8% | $5,439-70.5% |
| Admin fee / account holder | $2,674 | $7,155-62.6% | $5,134-47.9% | $10,886-75.4% |