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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,406 | $102,696-71.4% | $86,235-65.9% | $139,487-78.9% |
| Participation rate | 57.9% | 74.5%-16.6pp | 69.0%-11.1pp | 80.3%-22.4pp |
| Annual return | 18.40% | 1925.91%-1907.5pp | 1170.03%-1151.6pp | 373.84%-355.4pp |
| Employer contribution / active EE | $985 | $3,034-67.5% | $2,381-58.6% | $4,755-79.3% |
| Participant deferral / active EE | $1,337 | $4,679-71.4% | $3,987-66.5% | $6,713-80.1% |
| Admin fee / account holder | $980 | $8,667-88.7% | $6,856-85.7% | $11,407-91.4% |