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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,572 | $95,979-75.4% | $74,551-68.4% | $135,380-82.6% |
| Participation rate | 66.7% | 75.7%-9.0pp | 69.1%-2.5pp | 82.6%-16.0pp |
| Annual return | -8.69% | 56.97%-65.7pp | 32.53%-41.2pp | 519.81%-528.5pp |
| Employer contribution / active EE | $1,475 | $2,716-45.7% | $1,961-24.8% | $4,779-69.1% |
| Participant deferral / active EE | $2,197 | $3,844-42.8% | $3,108-29.3% | $5,609-60.8% |
| Admin fee / account holder | $2,811 | $6,522-56.9% | $5,059-44.4% | $10,828-74.0% |