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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,842 | $111,830-65.3% | $93,696-58.5% | $145,884-73.4% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 14.39% | 204.08%-189.7pp | 133.74%-119.3pp | 551.85%-537.5pp |
| Employer contribution / active EE | $0 | $3,093-100.0% | $2,422-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,163 | $4,920-56.0% | $4,417-51.0% | $6,690-67.7% |
| Admin fee / account holder | $5,347 | $10,249-47.8% | $8,287-35.5% | $13,392-60.1% |