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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,616 | $93,598-29.9% | $135,974-51.7% | $75,173-12.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.30% | 30.89%-16.6pp | 68.30%-54.0pp | 160.72%-146.4pp |
| Employer contribution / active EE | $5,434 | $3,538+53.6% | $4,859+11.8% | $2,671+103.4% |
| Participant deferral / active EE | $5,670 | $6,405-11.5% | $7,760-26.9% | $4,126+37.4% |
| Admin fee / account holder | $3,759 | $6,978-46.1% | $10,767-65.1% | $5,651-33.5% |