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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,645 | $98,776-44.7% | $149,745-63.5% | $79,856-31.6% |
| Participation rate | 69.6% | 75.8%-6.2pp | 82.5%-12.9pp | 69.6%-0.1pp |
| Annual return | 20.48% | 27.38%-6.9pp | 276.72%-256.2pp | 31.71%-11.2pp |
| Employer contribution / active EE | $3,715 | $3,217+15.5% | $4,646-20.0% | $2,471+50.3% |
| Participant deferral / active EE | $4,618 | $5,681-18.7% | $6,843-32.5% | $3,741+23.4% |
| Admin fee / account holder | $3,385 | $6,053-44.1% | $9,312-63.7% | $5,306-36.2% |