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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,105 | $89,367-39.5% | $141,191-61.7% | $72,975-25.9% |
| Participation rate | 71.4% | 75.1%-3.7pp | 82.5%-11.0pp | 69.5%+1.9pp |
| Annual return | 18.14% | 111.87%-93.7pp | 71.41%-53.3pp | 81.01%-62.9pp |
| Employer contribution / active EE | $3,483 | $3,115+11.8% | $4,736-26.5% | $2,440+42.7% |
| Participant deferral / active EE | $3,985 | $5,419-26.5% | $6,710-40.6% | $3,608+10.5% |
| Admin fee / account holder | $2,082 | $5,957-65.0% | $10,264-79.7% | $5,124-59.4% |