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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,054 | $72,177-40.3% | $115,038-62.6% | $59,633-27.8% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -2.50% | 12.02%-14.5pp | 26.14%-28.6pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $5,483 | $2,841+93.0% | $4,608+19.0% | $2,203+148.9% |
| Participant deferral / active EE | $4,001 | $4,783-16.4% | $6,026-33.6% | $3,192+25.3% |
| Admin fee / account holder | $1,558 | $4,927-68.4% | $8,175-80.9% | $4,297-63.7% |