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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,650 | $85,766-45.6% | $136,298-65.8% | $70,126-33.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.71% | 31.46%-18.7pp | 5156.27%-5143.6pp | 73.15%-60.4pp |
| Employer contribution / active EE | $3,831 | $2,966+29.2% | $4,696-18.4% | $2,343+63.5% |
| Participant deferral / active EE | $3,091 | $5,051-38.8% | $6,247-50.5% | $3,332-7.2% |
| Admin fee / account holder | $3,051 | $5,421-43.7% | $9,244-67.0% | $4,645-34.3% |