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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,404 | $201,372-56.1% | $184,260-52.0% | $145,884-39.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 5.12% | 29.04%-23.9pp | 28.84%-23.7pp | 551.85%-546.7pp |
| Employer contribution / active EE | $8,278 | $7,024+17.9% | $6,427+28.8% | $4,662+77.6% |
| Participant deferral / active EE | $6,345 | $9,808-35.3% | $9,133-30.5% | $6,690-5.1% |
| Admin fee / account holder | $393 | $16,362-97.6% | $13,898-97.2% | $13,392-97.1% |