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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,058 | $197,637-69.6% | $177,848-66.2% | $158,982-62.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 4.35% | 58.77%-54.4pp | 48.33%-44.0pp | 302.99%-298.6pp |
| Employer contribution / active EE | $7,502 | $6,698+12.0% | $5,919+26.7% | $4,763+57.5% |
| Participant deferral / active EE | $5,269 | $8,405-37.3% | $7,714-31.7% | $5,983-11.9% |
| Admin fee / account holder | $1,433 | $15,406-90.7% | $12,431-88.5% | $11,252-87.3% |